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Let's Talk about Insurance

a blog by Catherine Arizan, March 13, 2013

As anyone who has begun the process of treatment for infertility knows, navigating the complicated world of insurance coverage can be overwhelming. Mandated versus non-mandated states, deductibles, percentage co-pays … the factors that decide whether or not your treatment will be covered – and if so, how much - are almost infinite. The biggest factor that people overlook, however, is their employer.

What the Affordable Care Act Says about Fertility and Pregnancy

March 5, 2013

The Patient Protection and Affordable Care Act, better known as the Affordable Care Act (ACA) was first passed into law on March 23, 2010 but was upheld by the Supreme Court in June 2012 as the legislation’s constitutionality came into question.

A review published March 1, 2013 in the journal of the American Society for Reproductive Medicine, Fertility and Sterility by Kenan Omurtag, M.D. and G. David Adamson, M.D., examines what the proposed guidelines mean to the fertility patient and the types of changes to be expected in the standard of maternity and infertility care.

Infertility Insurance Coverage in Orange County, CA

Orange County residents are fortunate that California is one of 15 states mandated to cover infertility treatment. California Health and Safety Code, Section 1374.55, states that insurance plans must offer coverage for the diagnosis and treatment of infertility. Health insurance plans that cover hospital stays and medical and surgical expenses are required to offer insurance coverage. However, employers are not required to include the infertility coverage in the plans, or to provide the coverage.

Veterans' Bill for Infertility Treatment Coverage Reintroduced in the Senate

January 26, 2013

Senator Patty Murray reintroduced a bill this week that would provide infertility treatment coverage to veterans and their spouses.

The bill, which was approved by the Senate (but not the House of Representatives) just last year, proposes that the Veterans Administration provide coverage to veterans who have suffered fertility-compromising injuries, including injuries to the reproductive organs, urinary tract, or spinal injury. This legislation says counseling and advanced treatments like in vitro fertilization (IVF) should be covered not only for the veterans, but their spouses as well. Surrogacy costs will also be covered under the bill.

Infertility Insurance Coverage in Nashville, TN

Infertility treatment costs - diagnostic tests, fertility drugs, surgery, IUI, IVF and other procedures - can quickly add up , and insurance coverage for infertility treatment varies widely. Fifteen states in the U.S. require insurance coverage for infertility treatment, but unfortunately for Nashville residents, Tennessee does not.

Infertility Insurance Coverage in Memphis, TN

Infertility treatment costs can add up quickly, and insurance coverage for infertility treatment varies by plan. While 15 states in the U.S. require insurance coverage for infertility treatments, unfortunately for Memphis residents, Tennessee is one state that does not.

Infertility Insurance Coverage in Pittsburgh, PA

As you begin fertility treatments, you may start to realize how quickly the costs of fertility drugs and IVF costs add up. Especially when it can take, on average, three cycles to successfully conceive.

Infertility Insurance Coverage in Fort Worth, Texas

Infertility treatment costs can be expensive. Insurance coverage for infertility treatment, when available, varies plan by plan. Fortunately for residents of Fort Worth, Texas is one of the states that require offering insurance coverage for infertility treatments.

Infertility Insurance Coverage in El Paso, Texas

Infertility treatment, particularly IVF, can be expensive. Insurance may cover some fertility treatment costs, but it varies widely plan by plan.

Infertility Insurance Coverage in San Jose, CA

What you should know about the California infertility insurance coverage mandate

Currently, 15 states across the US mandate insurance plans to offer infertility insurance or provide some degree of infertility treatment coverage. Infertility insurance mandates vary from state to state and coverage can range from the cost of diagnostics and surgical correction, to fertility treatments like intrauterine insemination (IUI) and in vitro fertilization (IVF).