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Infertility Insurance Coverage in Memphis, TN

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Infertility treatment costs can add up quickly, and insurance coverage for infertility treatment varies by plan. While 15 states in the U.S. require insurance coverage for infertility treatments, unfortunately for Memphis residents, Tennessee is one state that does not.

Before you begin IVF or other infertility treatments, check with your insurance plan representative to determine what your plan covers, including diagnostic testing, fertility treatment and fertility drugs. Many fertility clinics have financial counselors on staff to help patients understand what insurance coverage they have for infertility diagnosis or treatment, if any.

To help make infertility treatment costs more affordable, fertility clinics may offer IVF refund programs or fertility financing plans. Check with your Memphis fertility clinic to determine what options are available to you.

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