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Infertility Insurance in Phoenix
The costs of infertility treatment can add up quickly- medication costs, fertility testing, and IUI or IVF cycles are just some of the costs to consider. While insurance plans cover treatment for many medically-recognized disorders, they may or may not cover infertility testing and infertility treatments. It is best to consult your insurance policy for infertility insurance coverage specifics.
There are 15 states that require some degree of infertility insurance coverage, though these mandates vary by state and employer. Arizona is not one of these states, so you may have to do further research to find ways to pay for IVF.
Before you begin your infertility treatments, review your insurance policy and talk with a representative from your insurance company or financial advisor at your fertility clinic. It is better to know beforehand what will be covered, so you are not surprised by a big bill afterward. Though, you should not be discouraged by lack of infertility insurance coverage until you review all of your financial options.