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Insurance Coverage for Infertility Treatment in Kansas City, KS
One of the most difficult aspects of facing infertility is to be able to pay the costs for infertility treatment. For some, the financial burden of infertility treatment can become overwhelming and signal the end of the family building journey. Assisted reproductive technologies (ART) such as in vitro fertilization (IVF), egg donation, embryo donation, or surrogacy, are very costly and multiple cycles may be needed.
Currently Kansas is not one of the 15 states that has laws mandating health insurance coverage for infertility treatment.
Do Your Research
Spend some time reviewing your private insurance plan carefully so you understand what type of coverage you have. Many infertility clinics have financial specialists available to assist in maximizing your coverage under your benefit plan. You can contact your insurance provider to get specific information on questions related to treatment and what is covered. Try to get this information in writing in case a problem arises later.
There is an online petition called the “Kansas Infertility Insurance Mandate” that asks that the state of Kansas consider enacting legislation to mandate insurance coverage to help cover the costs of infertility treatment. You can sign the petition online. Grassroots movements have been instrumental in getting insurance mandates passed. In Illinois, infertility coverage became law as a result of a grass roots movement started by a group of women who believed infertility should be viewed as a medical problem.