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Paying for Fertility Treatment in Maine

It’s no surprise that fertility treatment costs are a source of worry for many patients—that’s because fertility treatments can be expensive!

The American Society for Reproductive Medicine estimates that just one cycle of IVF averages at over $12,000. Since more than one cycle is often necessary, you can easily be looking at thousands of dollars in costs.

Infertility Insurance in Maine

Currently, there are only 15 states that have an infertility insurance mandate in place. Unfortunately, Maine is one of the majority of states that does not yet have such a mandate.

While there is no official mandate requiring insurance companies to provide coverage for infertility treatment, it is still important to check with a rep from your company. Your insurance may offer some kind of coverage, even if it’s just for diagnostics, which may help you with the costs.

Paying for Fertility Treatment in Maine

In order to afford fertility treatment costs, some patients try to secure personal loans, borrow money from family or friends, or apply for special medical-use credit cards.

Another way to save on IVF costs is through the IVFAdvantage program. This discount program can save you up to 40 percent on the cost of a multi-cycle IVF package. You’ll buy a package up front that contains up to two fresh and two frozen embryo cycles, which saves you on the cost of buying them individually. You can be eligible for IVFAdvantage if you are a cash-paying patient whose fertility doctor has recommended IVF.

If you’re interested in egg freezing as a type of fertility preservation procedure, you can save money on those costs through EggBanxx. With this program, you buy a package that includes one, two, or three egg freezing cycles—more than one cycle is often necessary to produce the recommended number of eggs. This saves you 20 percent off the cost of the fertility clinic’s walk-in price. It also includes up to 24 months of storage. Plus, you can apply for financing through one of our loan partners to help break up the cost into monthly payments.

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