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Paying for Fertility Treatment in Tucson, AZ

Fertility treatment can be expensive, so it’s no surprise that financial concerns are a major concern of those undergoing fertility treatment.

The American Society for Reproductive Medicine estimates that the average cost of an IVF cycle is over $12,000. That seems expensive enough, but the cost grows when you consider that it’s common for more than one cycle to be necessary for success.

Infertility Insurance in Arizona

Many people turn to insurance coverage to help shoulder the cost of their medical treatment, but it doesn’t work as easily for fertility treatment. That’s because there are only 15 states that have an infertility insurance mandate in place that requires insurance providers to either offer coverage or provide coverage for fertility treatment.

Unfortunately for Tucson residents, Arizona is not one of the states that this mandate in place. But it’s still a good idea to check with a rep from your insurance plan before you begin treatment. Some private plans do offer some coverage, even if it’s just for services provided in the diagnostic stage.

Ways to Pay for Treatment

Some common ways people finance fertility treatment is through personal loans, loans from friends or family members, or through medical credit cards.

Another program that can help you save money on IVF is called the IVFAdvantage program. This program helps you finance IVF by paying up front for a certain number of cycles, at a reduced fee. It includes up to two fresh and two frozen embryo cycles, giving you a savings of up to 40% off the cost if they were purchased individually. The IVFAdvantage program is open to all cash-paying patients who were recommended IVF by their doctor.

EggBanxx can also help you save money on egg freezing, a fertility preservation procedure. With this program, you pay one flat fee for a package that includes two or three egg freezing cycles (more than one cycle is often needed to get the recommended number of eggs for a successful pregnancy). Costs run between $5,400 to $8,300 per cycle, which is savings of about 15% off the regular fee for the procedure. For more information, or to be matched with a participating fertility clinic in the area, contact one of our patient care advocates at 855-55-BANXX.

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