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Paying for Fertility Treatment in Vermont
Financial concerns are a major stressor for infertility patients. And for good reason—fertility treatment costs can add up quickly!
In fact, the average cost of an IVF cycle is over $12,000, according to the American Society for Reproductive Medicine. While fertility clinics in locations with higher costs of living may be driving up the average, it’s still important to understand that costs can grow since more than one cycle is often necessary.
So is there anything you can do to make fertility treatment costs more affordable?
Infertility Insurance in Vermont
There are currently only 15 states that have an infertility insurance mandate in place, which requires insurance providers to offer coverage or provide coverage for fertility treatments. Unfortunately, Vermont is not one of the states that has an infertility insurance mandate on the books.
However, even though there is no infertility insurance mandate, it is still a good idea to check with a representative from your insurance plan to see if anything is covered, rather than simply assuming that they won’t pay any of the costs. Some private insurance plans may cover some fertility services, such as diagnostics.
Ways to Pay for Treatment
There are ways to finance fertility treatment cost. Some popular ways include personal loans, loans from friends or family members, or through medical credit cards.
The discount program IVFAdvantage helps you finance IVF. How does it work? You pay for a certain number of IVF cycles upfront at a reduced fee. This includes up to two fresh and two frozen embryo cycles, and results in a savings of up to 40% off the cost if they were buying each cycle on its own. You’re eligible for IVFAdvantage program if you’re a cash-paying patient whose fertility doctor recommended IVF as a treatment.
You can also save on egg freezing costs through EggBanxx. With this discount program, you pay one flat fee for a package that includes two or three egg freezing cycles (you often need more than one egg freezing cycle to produce the recommended number of eggs). With this program, you’ll pay between $5,400 to $8,300 per cycle, giving you a savings of about 15% off the regular fee for egg freezing cycles. For more information, or to find a participating fertility clinic in your area, contact one of our patient care advocates at 855-55-BANXX.