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Paying for Fertility Treatment in Virginia
There’s no sugarcoating it—fertility treatments can be expensive! It’s no surprise that money worries are a top concern of IVF patients.
The American Society for Reproductive Medicine estimates that the average cost for just one IVF cycle is over $12,000. And the cost can add up quickly, since most patients require more than one attempt to achieve a successful pregnancy.
So what can you do to make fertility treatment more accessible?
Infertility Insurance in Virginia
Many patients turn to their insurance coverage to shoulder some of the cost, but there are a lot of plans that don’t provide coverage. Only 15 states have an infertility insurance mandate in place requiring coverage or requiring an offer of coverage, and Virginia is not one of them.
While there is no infertility insurance mandate in Virginia, it’s important to check with a rep from your insurance plan before you begin treatment. Some plans provide some coverage, such as for diagnostics, so you don’t want to miss out on any potential savings.
Ways to Pay for Fertility Treatment
Some couples turn to personal loans, loans from family or friends, or medical credit cards.
You can save on IVF through the discount program IVFAdvantage. How does it work? You pay upfront for a certain number of IVF cycles—including up to two fresh and two frozen embryo cycles— at a reduced fee. This program can result in a savings of up to 40% off the cost of buying each cycle on its own. You’re eligible for IVFAdvantage program if you’re a cash-paying patient whose fertility doctor recommended IVF as a treatment.
The discount program EggBanxx can help you save on egg freezing costs. With this program, you’ll pay one flat fee for a package that includes two or three egg freezing cycles (many patients require more than one cycle to produce the recommended number of eggs). You’ll end up paying between $5,400 to $8,300 per egg freezing cycle, which results in a savings of about 20 percent off the regular cost for egg freezing cycles. For more information, or to find a participating fertility clinic in your area, contact one of our patient care advocates at 855-55-BANXX.