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Which Fertility Clinic Path to Choose?

a blog by Jamie Pursley, April 4, 2012

We’ve come to a fork in the road. Do we stay with the fertility clinic we have already started our in vitro fertilization (IVF) process with, or do we decide to switch to another fertility clinic that has reached out to us because of our media coverage?

The doctors at (let’s call it “clinic A”) have been nothing but wonderful to us. We feel comfortable and in safe hands there. So why mess with a good thing? Specifically, “clinic A” does not offer financing for IVF/surrogacy costs. When we go in to the hospital in July for my egg retrieval, our entire IVF package costs must be paid in full. That doesn’t count what our lawyer is charging us for the legal coverage we need through this process and the costs of my surrogate’s general needs during her pregnancy. We are determined to make it through this process debt-free, but what happens when July rolls around and we haven’t fund raised our full amount? The hormone injections that myself and my surrogate will have endured for over a month will go to waste if we cannot pay up front at the time of our retrieval procedure.

So, we have decided to visit with “clinic B,” which is a fertility clinic that does offer IVF financing. The thought of making a monthly payment for a baby doesn’t bother me in the least; it’s the interest that they charge that scares me. On top of that, we worked so hard for so long before we got pregnant to eliminate credit card debt, stick to a new budget and save like crazy people. It stings to know how hard we worked on that and now could possibly wind up right back in debt, just to start a family. In this economy, it just doesn’t make sense, and it isn’t fair. But nothing in life is, right?

The next few weeks are going to prove to be some of the hardest and craziest so far. I have many projects in my teaching program due, doctors’ appointments, babysitting gigs, etc. We will be attending our “big appointment” with our surrogate and her husband to meet with our fertility doctor (at “clinic A”) and get the proverbial baby ball rolling. How do I fit in all of this, plus my gymnastics teaching job, student teaching in 2nd grade and foundation work? Oh, and don’t forget that I have a house to keep in some kind of decent order, and a husband to take care of (we women know that secretly means to do laundry for, cook for, pack lunches for, etc.).

I’m not complaining though, because despite all of the craziness, it helps me every day. The busier I am, the less time I have to think about the sad parts of the recent past. Everyone heals and deals differently; my choice was a full-time school schedule and a part-to-full time foundation schedule to make the time between now and the birth of our much anticipated future child fly by. Here’s to hoping.

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