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Grants and Aid for Infertility Treatment

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Undergoing infertility treatments such as IVF can cause not only physical and emotional stress, but can bring financial strains as well. Fertility treatment costs, particularly IVF, can add up. In order to help couples afford fertility treatments, a number of foundations and organizations provide Fertility Treatment Grants and other financial assistance.

You may want to look into the following Fertility financial aid programs:

    The Angels of Hope Foundation - IVF Grant

    Twice a year, in April and September, the Angels of Hope Foundation dispenses its Creating Miracles Grant to financially burdened couples in Illinois who need fertility treatments to conceive a child.

    Eligibility: In order to be selected, applicants must be legally married residents who live within 24 miles of Morris, IL.

    Applicants must have little or no insurance coverage and no children living in their home. Preference is given to couples early on in their fertility treatments who have likelihood for a successful outcome, as indicated by medical reports.

    Application Process: Interested applicants must complete an application and include a letter from their doctor, a medical records release, and a financial statement. Application deadlines are March 31 and August 31.

    BabyQuest Foundation- IVF Grant

    BabyQuest Foundation is a non-profit organization whose goal is to grant financial assistance to those who cannot afford infertility treatments such as IUI, IVF, egg donation, and surrogacy. Applications are accepted from heterosexual, same sex couples, and singles.

    Eligibility: Applicants may reside anywhere in the United States. They must demonstrate financial need and submit required medical documentation.

    Application Process: Grants, which are given out three times yearly on March 15, July 15, and November 15, may be used at the recipient's fertility clinic of choice in the U.S. The application is available on the BabyQuest Foundation website.

    B.U.M.P.S. - IVF Grant

    Bringing U Maternal Paternal Success (B.U.M.P.S.) is a non-profit organization in Florida that assists couples who have difficulty conceiving by providing grants for them to receive fertility treatments.

    Eligibility: Applicants must meet the definition of infertility as defined by the American Society for Reproductive Medicine, be under the age of 44 if they are using their own eggs, demonstrate good overall mental and physical health, have adequate living arrangements, and have a health insurance plan that can cover prenatal health. Applications are accepted annually, from January 1-July 31.

    Application Process: Selection is based on nature of circumstances, fertility history, and financial situation.

    The Cade Foundation - IVF Grant

    Since 2004, the Cade Foundation has helped couples by providing grants to those struggling with infertility. The grant, which has a limit of $10,000 per family, helps couples pay for fertility treatment costs associated with fertility treatments or domestic adoption.

    Eligibility: In order to be eligible, applicants must have documented infertility, be legal, permanent residents of the United States, and submit the grant application with the $50 processing fee.

    Application Process: The two-part application must also include a detailed plan on how the applicants will contribute financially to their fertility treatments. Completed applications are due on June 15.

    Fertile Dreams Organization - IVF Grant

    Based in Florida, the Fertile Dreams organization gives out the annual Embracing Hope Grant, which Vivere Health helps sponsor, to couples throughout the United States who must undergo IVF treatments in order to conceive. Each year, the organization awards three couples grants of $10,000 each towards IVF costs at any fertility clinic in the United States.

    Eligibility: Couples are eligible if they have health insurance, but do not have a plan that covers fertility treatment costs.

    Application Process: Along with completing the application, couples must also provide written description of fertility history, a letter from a doctor or fertility specialist, proof of income with pay stubs and tax returns, and consent for the organization to share their story with media personnel.

    INCIID IVF Scholarships

    Each year, the InterNational Council on Infertility Information Dissemination offers a national scholarship program designed to help couples who cannot afford IVF fertility treatments on their own. With this program, fertility doctors from respected fertility clinics from across the United States donate their state-of-the art facilities and services to needy couples. The program covers most of the basic IVF costs.

    Eligibility: Before couples can become eligible, they must register with the INCIID community and donate at an annual rate of $55 or more. Applicants must meet the criteria for infertility as defined by the American Society for Reproductive Medicine, and must demonstrate financial need. While some kind of medical coverage is preferable, it cannot cover IVF treatment.

    Application Process: Each application is kept on file for two years. Those selected to receive the donated treatment partner with INCIID and have a small fundraising requirement. Scholarships are reviewed monthly. Deadlines are the last working day of each month.

    The JFCS Fertility Fund: A Gift From the Heart

    Jewish Family and Children’s Service of Greater Philadelphia (JFCS) is a 161 year old non-profit, which has a fund to help individuals and families who are confronted with infertility and the financial burden of fertility treatments that are not covered by insurance.

    Eligibility: Applicants must be Jewish and reside in the Greater Philadelphia Region.

    Application Process: Grants are awarded ongoing, to apply call 866.JFCS.NOW or visit

    The Madeleine Gordon Gift of Life Foundation

    Since 1995, the Madeleine Gordon Gift of Life Foundation has aided needy couples in the greater Cincinnati area afford IVF treatments.

    Eligibility: In order to be considered for aid, couples must not have any children together or have undergone previous IVF treatments. They must have a demonstrated need for IVF, be in good health, and have a combined family income of less than $70,000.

    Eligible couples must live within 10-15 miles of I-275 in the Cincinnati area.

    Application Process: To be considered, couples can send a letter detailing their circumstances to the foundation.

    Pay-It-Forward Foundation - IVF Grant

    The Pay-It-Forward Foundation helps couples in North Carolina who are struggling with infertility afford additional fertility treatments if past procedures have failed. This foundation helps couples who cannot afford treatments like IVF, donor egg IVF, and embryo adoption, military personnel who want to preserve fertility before deployment, or cancer patients who want to preserve fertility before treatments such as radiation or chemotherapy.

    Eligibility: In order to be considered for a grant, couples must complete the application, write a detailed history about fertility issues, provide a letter from their doctor describing past fertility treatments, include proof of income with documentation, and allow the foundation to share their story with media personnel if they are selected.

    Application Process: There are several opportunities to submit applications each year. Consult the Pay-It-Forward Foundation website for details.

    The Sharing Hope Financial Assistance Program - IVF Grant

    As part of the Fertile Hope organization, the Sharing Hope Financial Assistance Program provides fertility preservation assistance to couples whose fertility may be affected by treatments for cancer. The program offers assistance through sperm banking and egg and embryo freezing.

    The program doesn’t provide grants to the patients, but instead works with companies and clinics to provide discounted services and donated medications for male and female cancer patients.

    Eligibility: In order to be eligible, the patients must have an annual income of less than $75,000 if single or $100,000 if married, fall under the diagnoses of certain types of cancers, and cannot have started fertility-damaging cancer treatments.

Multi-cycle IVF programs and Refund programs can also help to save money on costs.

Sparkles of Life - IVF Grant

Sparkles of Life, Inc., is a Texas-based non-profit organization dedicated to supporting families on their paths to parenthood, including educating and supporting women through the IVF process. The organization's Vivere-Garden of Life Grant will help cover the costs of IVF for five couples each year.

Eligibility: The Garden of Life Grant is awarded to couples who demonstrate a documented need for fertility treatment.

Application Process: Each couple applying must submit the following materials: a completed application form, a statement of need (letter, no longer than 500 words, detailing your family building journey and explaining why you deserve to be awarded the Sparkles' Garden of Life Grant; current financial records (submit your W2 form from the last two years to verify employment and income), and a $100 application fee.


Comments (167)

My husband and I did 3 rounds of IVF and they don't know why it didn't work I want to do it again but we can't afford it. My husband has never had kids but I have a 21 year old ,18year old and 15 year old my daughter Katelyne was still born 17 years ago and I lost my son Billie.I had a car wreck that killed my daughter . I had my tubes tied cause of an abusive relationship and now remarried and can't give him a child he wants I am 40 and running out of time and he is 48 this week. I need help in Freeport Ohio, Arkon Ohio is where I did my IVF before anybody know anything that can help please let me know and may God bless you each with the child you desire!

Hi Candy - Is there a particular fertility clinic you're interested in going to? Or a particular area of Pennsylvania?


10 yrs ago, I was diagnosed what was believed to be testicular cancer, so I had surgery removing one testicle. As it turned out, it was a non-malignant tumor. A few years later, I married my wife and we had our only son, 3 years ago. In December of 2009, I was diagnosed in having testicular cancer in my last testicle, so I had to have surgery removing the testicle and the tumor. By the grace of God, it was only stage 1, so I elected to go through a surveillance watch. The good news is I have been cancer free for over a year now. This last year my wife and I tried adopting a 3 yr old troubled, abandoned little girl within my family. My family originally approved of this as well as the courts and lawyers did. After 5 months of temporary custody, my wife and I were having a lot of difficulties with this little girl. Based on the difficulties, my family turned their back on us and the guardian decided she didn't want us to adopt her. My wife and I are desperately wanting to have another child. Does anyone have any ideas if there is any funding for artificial insemination? This would be our only route. I appreciate everyone's thoughts and prayers.

while in a abusive relationship I had my tubes tied after my second son was born, I am now in a relationship with my life partner an want to have a child together, but cant afford to get IVF or a tubal reversal done, hopeing an praying isnt making a baby happen or anything happen as far as that goes, is there any help out there for couples that live in oregon? please help

I was in a terribly abusive marriage and never thought I'd get away from him. I have 2 daughter from my ex-husband, but now that I have found a truly amazing man we want a child of our own. He does not previously have any kids of his own, I wish I could give that to him.

I had my tubes tied many years ago. I can't afford IVF ,but I would like to have another baby if I could find a grant to assist the cost.

Marcella - I'm sorry to hear that you're struggling. If you were looking for a grant of a clinical trail you can go to and type in your location and IVF and see if there are any free clinical trails being offered in your area. You can also call local clinics to see if they are offering any IVF cycles at discounted rates or clinical trails. Best of luck


My husband and I have been trying to conceive for about 3 years now. We had one tube that was blocked and just had surgery yesterday to find out the second tube is blocked as well. We really want a baby but there is no way we can afford IVF and our doctor said that was our only option. Is there any help available for us?

Hi, my name is Jill Gray. My husband and I have been trying for a total of 5 years. After seeing 2 Urologists and 2 surgical procedures we finally have an answer, he was born without a Vas Deferens which makes it impossible for us to get pregnant without assistance. We just got the results that his Spermatogenesis is normal in both testicles, theres just no way for it to go where it needs to. Our insurance does not cover In Vitro unfortunately. Is there anyone with a similar problem and is there any financial assistance available? Thanks for listening.

Hello Jill, My husband and I found out just a few weeks ago that he also was born without vas deferens. His testosterone is low so he is building up his levels before the biopsy to see if his sperm is mature and healthy. We also will find out next week if he has both copies of the cystic fibrosis gene. This has been devistating and we are trying to see what grants are available because our insurance doesn't cover it. Everyone says MA is the best state for insurance to cover the expenses. One doctor knows a couple that moved there with the same diagnosis got the coverage and moved back to their state. We were quoted $25,000. for IVF to be done. All I know is to keep searching on the internet for grants and maybe start a donate board through the internet. Good luck Kimberly and Kyle

Hi Jill, my husband and I are having the same problem. He just had a biopsy and we are so relieved that one of his testicles has sperm and we had them freeze some. I know you wrote this a couple years ago but did you find any help? Our insurance doesn't cover infertility treatments. Thank you for any help.


HI my name is caitlin. I am 27yrs old and I am very healthy. I live in New Bedford, MA.I am gay. I have a partner for 5yrs. We want a child. I cant afford all the costs for treatments. I want to have a child. If you know anyplace that will help me to do this.let me know thanks for you time. I hope to hear from you.

My husband and I have been trying for 9 years , and have lost 4 babies . We are hopping that one day it will happend . I am happy to see that people are helping others in this world , we need that !!!!!!!!!!

i thought this would b nice to send u! read over it and apply for grants and aid to help with the cost of conceiving a baby

dont be mad! be happy because u will b blessed very soon with a baby. i cant wait til that day comes.

Hi, my husband and I have been trying for 7 yrs. now. we have male infertility problem.just looking for aids or grants in the Cleveland Ohio area. Any information that you may have would be greatly welcomed. Ages both 32


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