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IVF a La Carte?
If you have insurance, it may cover your initial consultations and testing for infertility. Some people may even have insurance that covers fertility treatments (some states mandate this.) But in most states — and for most people — IVF is not covered.
According to the American Society for Reproductive Medicine, the average cost of one IVF cycle in the United States is $12,400. But that figure doesn't tend to represent the total bill. IVF is sort of like the main meal when dining out — you probably don't have that one entree with nothing else. With IVF, you may be adding drinks and an appetizer (such as ICSI and PGS/PGD). The salad (fertility drugs) is always served with the meal. And, of course, plan to leave room in your budget for dessert (embryo freezing), which you may want to enjoy later.
FertilityAuthority offfers a wealth of information on IVF costs. Check it out here: