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Crowdfunding to Pay for Your Fertility Treatment

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October 1, 2013

Only 29% of couples polled by Resolve in 2012 had insurance coverage for fertility treatment, in whole or part. This left 71% to fund their infertility or adoption expenses on their own. This is where many people have turned to alternative sources of paying for fertility treatment, such as crowdfunding.

Crowdfunding is the collective effort of individuals to pool their money for a common goal. On a large scale, this is seen in disaster relief when individuals are made aware of the need, then make a small donation, which by itself wouldn’t be able to achieve much. However, when you pool all of the small donations, great things can be done. In the case of fertility treatment, crowdfunding is used for family and friends to learn of your cause, and have the ability to donate an amount of their choosing to your fund.

There have been numerous crowdfunding sources such as:,,, and which allow multiple types of fundraisers on their sites. There are also infertility and adoption specific sites such as and Each site has their own specific regulations as to what can be posted, it’s important to read the fine print and abide by their rules to keep your fundraiser active.

Points to creating a successful campaign:

  • Be genuine in your campaign.
  • Be realistic in your goal. On average, a successful campaign is about $7000.
  • The majority of your funding will come from first, second and third degree connections. Focus on them.
  • Before you mass campaign by social media, ask your close friends if they will donate first. Having something in the account makes the campaign look much more credible than having nothing in the account.
  • Promote your campaign on social media. (After you have a little something in the account, of course).
  • Give updates. Everyone likes to know when you have reached a goal, no matter how small. Try not to convey the negatives when it comes to funding, even though we know family building can be full of negatives.

Things to consider:
Once you publish your crowdfunding campaign, your life is out there for others to see. If you have not made your infertility struggle public, your choice to use donor eggs, or your decision to of gestational carrier, it will be made public with the click of the submit button. Some people may not agree with your choice of family building, they may have moral or religious objections, or they may begin to offer unsolicited advice. There’s always the possibility that a donor may feel entitled to more details than you are willing to share with them.

And, finally, monies received through crowdfunding may not be tax-deductible. The matter is still in a gray area as of July 2013, when a test case had still not been filed with the IRS. has a specific page listed on their website that advises you to consult with your tax advisor on the matter.


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