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Health Care Bill Offers Little Comfort to Infertile Couples
Insurance companies will no longer be able to turn away couples for any kind of pre-existing condition, including infertility, because of sweeping health care reform that will go into effect in 2014.
Couples like the Millers -- she is an exercise physiologist and he owns a carpentry business -- who are relegated to high-risk pools, are excited that they might soon be able to buy individual insurance policies at reasonable rates.
Though couples can't be turned down for health insurance because of infertility, that doesn't necessarily mean they'll get coverage for fertility treatments.
For the 7.3 million couples in the U.S. who struggle with infertility, the new health care bill carries no mandates to cover the soaring cost of assisted reproduction procedures like IVF and egg donation.
Only 14 states, including Maryland, have minimum mandates regarding fertility procedures for insurance companies.
In New Jersey, IVF is allowed, but not for women older than 46. Hawaii limits women to one try, but in Massachusetts, there are no limits in the number of treatment cycles. In Arkansas, payments are capped at $15,000. Read more.